Byrne-Kim, Inovative Insurance and Risk Management Solutions, for E-MD Insurance Coverage
e-MD™
e-MD™

(Claims Made and Reported Basis)

e-MD™! Provides protection for the broad range of network-related exposures unique to physicians and medical groups holding others' electronic medical
records.

PROGRAM HIGHLIGHTS:

  • Network Security Insurance - Coverage for allegations of breach of privacy, libel, identity theft, slander, defamation, etc
  • Government Investigation Defense Cost Insurance – Defense coverage for government investigations into HIPAA violations
  • Data Recovery Costs Insurance – Coverage for recovery of electronic data lost by reason of a computer virus attack, hacking and other system
    invasions
  • Claims brought by employees is covered
  • Full Prior Acts is included (excluding prior knowledge and any pending and/or prior litigation
  • Contains "Duty to Defend" provision
  • Is on a "Pay on Behalf" basis
  • Worldwide territory for acts committed and suits brought in the U.S.


PROGRAM QUALIFICATIONS:

                • Must have no more than 75 users

                • Must not have experienced any related claims/incidents

                • Must have a firewall backup at least weekly

                • Must store backup data off site


AVAILABLE LIMITS
($5,000 SIR for all)

                • $250,000 / $25,000

                • $500,000 / $50,000

                • $1,000,000 / $100,000
Byrne-Kim, Inovative Insurance and Risk Management Solutions, for E-MD Insurance Coverage
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