Contact our office today for more information or
to get a firm proposal.
Tel. 949-249-2540
Fax. 949-270-3704
or send us an email here
to get a firm proposal.
Tel. 949-249-2540
Fax. 949-270-3704
or send us an email here
| Restaurant and Hospitality Coverage: |
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Byrne - Kim is dedicated to meeting the property/casualty insurance and risk management needs of the
Restaurant and Hospitality Industry.
Restaurants face a multitude of challenges, both from a business risk and operational point of view. Not
only must a restaurant operator stay on top of his competition, garnering and maintaining customers, he
also must stay on top of his internal challenges. Employee turnover, training, maintaining a safe
environment for both customers and employees are all key to running a successful restaurant.
We offer the creativity and attention of a personal brokerage, combined with the resources of larger national
and international companies. Our brokers hold unmatched experience in all facets of restaurant and
hospitality liability insurance, workers compensation, loss control services and risk management.
One mission we have is to be one of the leading brokerages providing insurance and risk management
services to the restaurant and hospitality industry across the country.
One very important concern owners face is Liquor liability it is a key exposure that a restaurant operator
must address and understand.
Dram Shop Laws govern the liability of taverns, and commercial hospitality and restaurant establishments
that serve alcoholic beverages. A person(s) injured by an intoxicated patron can sue an establishment for
contributing to that person's intoxication. There are a few exceptions in some states, but most states allow
for recovery simply when the defendant knew, or should have known, the customer was intoxicated.
Not only can we provide the following lines of coverage below, but we can also offer our clients loss
prevention programs such as prevention through education such as sending your employees to a class or
taking online safety courses:
Coverages ranging from:
Risk Management - Byrne - Kim can also help provide much more than just insurance placement,
through innovative Risk Management from safety reviews, safety implementations, loss control, Total Cost
of Risk review, risk transfer, and much more. We strive to expand our Industry specific resources, provide a
high level customer service and help our clients increase profitability.
Restaurant and Hospitality Industry.
Restaurants face a multitude of challenges, both from a business risk and operational point of view. Not
only must a restaurant operator stay on top of his competition, garnering and maintaining customers, he
also must stay on top of his internal challenges. Employee turnover, training, maintaining a safe
environment for both customers and employees are all key to running a successful restaurant.
We offer the creativity and attention of a personal brokerage, combined with the resources of larger national
and international companies. Our brokers hold unmatched experience in all facets of restaurant and
hospitality liability insurance, workers compensation, loss control services and risk management.
One mission we have is to be one of the leading brokerages providing insurance and risk management
services to the restaurant and hospitality industry across the country.
One very important concern owners face is Liquor liability it is a key exposure that a restaurant operator
must address and understand.
Dram Shop Laws govern the liability of taverns, and commercial hospitality and restaurant establishments
that serve alcoholic beverages. A person(s) injured by an intoxicated patron can sue an establishment for
contributing to that person's intoxication. There are a few exceptions in some states, but most states allow
for recovery simply when the defendant knew, or should have known, the customer was intoxicated.
Not only can we provide the following lines of coverage below, but we can also offer our clients loss
prevention programs such as prevention through education such as sending your employees to a class or
taking online safety courses:
Coverages ranging from:
- Food Spoilage Coverage
- Food Contamination Coverage
- Equipment Breakdown Coverage
- Employment Related Practices Coverage
- Business Interruption Coverage, to reimburse you for lost income when your business is temporarily
shut down - Property Coverage, covers business personal property and equipment, endorsements can include
signs, outdoor trees, shrubs and lawns - Coverage for risks related to customers’ credit cards and information
- Recharge and clean-up expenses as well as lost income replacement when your automatic
extinguishing system discharges - Liquor Liability Coverage
- Lost, damaged or stolen money or checks
- Loss or damage to an adjoining business if a fire starts in my restaurant
- Tenant Betterment and improvements
- Exterior building and plate glass
- Business Auto coverage
- Valet Parking coverage
- Workers Compensation
Risk Management - Byrne - Kim can also help provide much more than just insurance placement,
through innovative Risk Management from safety reviews, safety implementations, loss control, Total Cost
of Risk review, risk transfer, and much more. We strive to expand our Industry specific resources, provide a
high level customer service and help our clients increase profitability.
Request Form:
For more information or to request a
proposal, Click Here>>>>
to submit a request form.
For more information or to request a
proposal, Click Here>>>>
to submit a request form.
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