Byrne - Kim & Associates is an independent commercial insurance broker that manages risk
and negotiates insurance on behalf of its clients.
Our objective is to help our clients address the significant costs of insurance and those costs that
are outside of their insurance coverage. Our goal is to help lower our clients costs and drive
dollars to their bottom line, by developing strategies and solutions aimed at reducing their Total
Cost of Risk.
We accomplish this by using our unique Risk Management Process.
Contact our office today for more information or
to get a firm proposal.
Tel. 949-249-2540
Fax. 949-270-3704
or send us an email here

- Risk Analysis - Risk Analysis involves a review of your exposure to loss, your loss
control, and your current insurance programs.
- Risk Control - Once we have identified your Risk, we will then discuss and agree upon
Risk Control techniques best suited to help reduce the frequency and severity of these
risks.
- Risk Transfer - Once the risk(s) are identified and Risk Control strategies have been
agreed upon, we can then evaluate non-insurance risk transfer and insurance risk transfer.
- Risk Review - The Risk Management Process is a work in progress. It is constantly
evolving based on the changing needs of each business. We continue to refine our
strategies and stay on top of changes in your company so that we can pro actively manage
you Total Cost of Risk.
Other services provided by Byrne - Kim:
CompModAudits
We offer an exclusive service to our clients to help review past audits and premiums for
mistakes and over payments, and expedite monies due back.
CompFixsolutions
CompFixSolutions is another service we offer our clients to help control and lower their
workers compensation costs, through enabling you to manage and take control of work
place injuries and future insurance costs.
Risk Management Services
Our group of risk management and insurance professionals are committed to working with
our clients to effectively manage risk, through loss control, risk placement and Enterprise Risk
Management programs.
Retail Insurance Brokerage
We deliver a full range of insurance and risk management products and services to our clients